OPT-OUT! Protect yourself from identity theft and stop spam offers

Under the Fair Credit Reporting Act (FCRA), Consumer Credit Reporting Companies are allowed to include your name on lists that are utilized by said creditors or insurers in order to make firm offers of credit or insurance that are not initiated by you (these are known as "Firm Offers").

The FCRA however also provides you with the right to "Opt-Out" of this which essentially prevents Consumer Credit Reporting Companies from providing you with with credit file information from such firm offers. If you haven't opted-out...maybe it's time you do so. I for one don't like getting (10+) ten plus credit card offers in the mail and I'm sure you don't either! Maybe this will save you a trip back and forth from the overfilled mail-box...

Think about it...fewer telemarketers, less junk mail (such as "Pre-Approved Offers") in the mail, etc. Oh but wait, this doesn't opt you out of receiving e-mail spam or other get rich offers from India or Siberia! If you find an Opt-Out feature for that...I want to know and so does everybody else!!!

You can either call 888-5-OPT-OUT or you can visit the website at www.optoutprescreen.com

If you have any questions on the process, you can contact me, or visit the website for more information.

Comments

[Port Orange Juice]

Thanks for the opt out information.Fewer telemarketing calls late at night would make me happy!

[Kaye Thomas]

Thanks for posting this info Ricardo

[Ricardo Bueno]

@ Janis: it's a pleasure to have you here! I hope it helps.

@ Kaye: you're welcome! Glad you find it helpful.

Here's to wishing you both a very Merry Christmas & Happy New Year!!!