"So much time. So little to do. Wait a minute. Scratch that. Reverse it. Thank you." -- Willie Wonka
My name is Ricardo Bueno and I'm a Mortgage Planner with World Wide Credit Corporation; a San Diego based Mortgage Brokerage.
[You can view my professional work portfolio here and see what some of my colleagues/clients have to say about me.]
Over the last several years I have successfully utilized social media as a means by which to connect with my colleagues and clients to stay on top of mortgage market fluctuations/trends and offer confident financing solutions in the face of a struggling market.
My business philosophy has always been: “Solve. Don’t sell!”
So with that said, I'm going to welcome you to my blog and say that you're free to roam around, look at the information I'm providing, critique it and leave comments with respect to anything you'd like (I only ask that you be polite and refrain from self-promotion type comments).
If you have any questions or need any help with your mortgage you can contact me here. I specialize in residential mortgages for:
- Debt Consolidation & Management,
- Rate & Term Reduction,
- Real Estate Investment(s),
- Retirement Preparation,
- Divorce and
- College Planning
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This is some of what you will find here:
Wondering what today's mortgage interest rates are?
Don't understand what Mortgage Rate-Locks are? (Amongst other mortgage related terms)
Wondering what today's underwriting guidelines are and how to go about getting qualified?
READ: Financing Solutions
Whether you're a consumer, real estate or other professional, this blog is aimed at providing you to tools to stay ahead of the market.
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Here Are Some Websites that I’ve Guest/Co-Authored:
Blown Mortgage - is on on-line community that is “blowing the lid off the mortgage industry!” Blown Mortgage discusses all of today’s mortgage related issues (both big and small) so that consumers and practitioners are better prepared and advised so that they don’t get a “blown mortgage.”
NELA Live - is a convergent on-line community covering real estate, lifestyle, mortgage and everything to do with North East Los Angeles.
Other Social Networks that I’m A Member Of:
Active Rain - is the largest on-line real estate social network.
I Also Author a Social Media Website:
Ribeezie.com - this is an online community for collective discussion on Social Media, Personal Development and Productivity. My goal is to connect people with ideas and to connect people with one another in order to bolster their creativity and foster community so that they may better themselves both personally and professionally.
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Disclaimer: On this blog I write about my opinions/thoughts/insights and I welcome Guest Writers to do the same. The information here does not reflect the opinions of my employer or any other person(s) or company(s) referenced. From time to time you'll read posts on the topics of Personal Finance and Taxes. As I am not a CFP or a licensed CPA (I am a Mortgage Originator stressing origination practices from a Financial Planning perspective), I urge you to consult with a licensed professional before making any financial decision(s).
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